As a friend told me long ago: the truth is rarely simple. That is certainly the case with preneed contracts for goods and services related to funerals, memorials, burials, and cremations. We tell our members and the public here in the Research Triangle Area of North Carolina that it is almost always better to keep the funds yourself and be flexible as life situations change. __________________________________________ Michael Rulison | Funeral Consumers Alliance of the Triangle www.fcat-nc.org __________________________________________