When approached a couple of years ago by a pretty young lady peddling NPS to funeral homes, I responded to her sales pitch (high commissions, exotic bonus trips, great growth, etc.) by saying, “My daddy always told me if something sounds too good to be true, it usually is.” She’s out of a job now, and her funeral director customers are left holding the bag. The preneed purchasers will probably get their funerals, but at the heavy expense of the funeral directors who fell for this Ponzi scheme. Will P.